SectorSurfer Member Plans
Totally FREE and Premium Membership Plans
Member Plan Overview:Our plans include the
Totally FREE Plan,
the Introductory
Offer Plan, the
Monthly Plan,
and the Discounted Yearly Plan.
1.
Totally FREE Plan: This plan is available to
everyone free of charge with no time limitation
whatsoever, including receiving email Trade Alerts.
However, it is limited to use of our
ready-made FREE Strategies, all of which beat the S&P 500 and
2. Introductory Offer Plan: This is our best deal and your best way to get started. At only $30 for 4 months it includes full access to our ready-made Premium Strategies, the ability to create Custom Strategies for the funds offered by your 401(k)or similar company retirement plan, and Email Alerts for up to ten Strategies. This plan automatically converts to the Monthly Plan after the introductory period elapses, but may be canceled at any time. 
3.
Monthly Subscription Plan: This plan allows you
to minimize your subscription fees if you use very few
Premium Strategies. The monthly subscription fee is
based on the average number of Active Premium Strategies
used during the prior month. It includes full access to
our
ready-made Premium Strategies, the ability to create
Custom Strategies for the
funds offered by your
401(k)or similar company retirement plan, and Email Alerts for
your subscribed Strategies. It may be canceled at
any time.
4.
Discounted Yearly Subscription Plan: This plan
provides a substantial discount for power users willing
to commit to a full year fixed price subscription. It
includes full access to our
ready-made Premium Strategies, the ability to create
Custom Strategies for the
funds offered by your
401(k)or similar company retirement plan, and Email
Alerts for your subscribed Strategies. This is the best deal if you
are a power user with five or more
Premium Strategies. It may be canceled at any time.
SectorSurfer Economic Value Decision: The chart below provides a decision analysis based on the break even-return required to make SectorSurfer subscription fees worthwhile. Follow these decision steps: (1) find your situation on the chart, (2) carefully review the returns of Premium Strategies that interest you, then (3) make a judgment about how your investment returns will likely change from what you have now to what SectorSurfer could help you experience. 
EXAMPLE: You have
decided to use two Premium Strategies that together have
a monthly subscription fee of $15, for an average of
$7.50 per Strategy per month. You have about $10,000 you
want to manage with each Strategy. In order to justify
spending 12 x $7.50/mo. = $90 /yr. to manage a $10,000
investment you will need to at least earn that $90/ yr.
subscription fee back to break even. In this example,
break even is $90/$10,000 = 0.9%. Other Detail Billing Terms:
1. Payment Policy: It is our
policy to utilize the third-party services of
Google Wallet
to process subscription payments at arm's length wherein
only they have, hold, and secure your credit card
information. Our interface to the Google Wallet server
simply informs
SumGrowth Strategies that a subscription order has been
placed and payment has been received by Google Wallet.
We provide an ordering interface to Google Wallet on
our Account
Settings page.
2. Refund Policy:
It is our policy to offer no refunds on any orders for
the following reasons: (1) once a Monthly Subscription
or Introductory Offer has been paid, you have immediate
full access to all current trade information and thus
are presumed to have received some or all of the benefit
of the subscription, or (2) by committing to a
non-refundable Discounted Yearly Subscription you
have bargained for a discount in exchange for a
commitment to one year of service and will be presumed
to have received some or all of the benefit of the
service. However, you may make a special appeal for a
partial refund for the Discounted Yearly Subscription if
your situation is extraordinary by sending us an email
from our Contact Us page. 3. Expiration Policy: When the tem of your current subscription payment expires our server will request Google Payments to process a payment for a subsequent period of time. Normally this will result in uninterrupted service for an indefinite period of time. However, your subscription may remain expired under the following circumstances: (1) you have canceled the subscription order with Google Wallet so that no further payments will be made, (2) your credit card has expired and no further payments can be made, or (3) your credit card company has declined the charge for some other reason. We will send you notification if your credit card has expired or payment has been declined by your credit card company. When your subscription account expires for any reason you will no longer be able to see the current Strategy fund trade information. Reinstating the account is as simple as providing Google Wallet with updated or valid credit card information.
4. Sharing Policy:
Sharing Strategy information with others is defined to include sharing by email, sharing by online posting,
or sharing data by other means where Strategy charts and/or
fund trade information are shared with non-subscribers.
Sharing current Strategy information
for FREE Strategies is encouraged, and is our gift to
the public. Sharing current Strategy information for
Premium and Custom Strategies is strictly prohibited.
However, sharing 90-day old Strategy information for
Premium and Custom Strategies is encouraged as, for
example, implied
by the
5. Financial Advisor Policy: To comply with the above Sharing Policy, Financial Advisors must create separate Account Positions for each Strategy of each client where the Strategy information is used for advising the client. The current SectorSurfer account features and limitations were designed for use by individuals and are limited to a maximum of ten account positions, thus to satisfy the total number of client Account Positions possibly necessary for all of a Financial Advisor's clients may require creation of multiple SectorSurfer accounts. However, in the near future, we will offer an account type designed specifically for Financial Advisors to enable organization and management of all client Account Positions under a single SectorSurfer account.
Never give up! |
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button on every chart.