Average Daily Volume
2.21M
Fund Overview
The Schwab Intermediate-Term U.S. Treasury ETF (SCHR) is designed to track the performance of the Bloomberg U.S. Treasury 3-10 Year Index. This ETF provides investors with exposure to U.S. Treasury securities with maturities between 3 and 10 years, offering a balance between yield and interest rate risk. SCHR is known for its low expense ratio, making it a cost-effective choice for investors seeking intermediate-term Treasury exposure. The fund is passively managed, aiming to replicate the index's performance by holding a diversified portfolio of Treasury securities. SCHR is suitable for investors looking for a conservative fixed-income investment with the backing of the U.S. government.
- Asset Class
-
Bond
- Industry
-
Treasury Bonds
- Annual Dividend Rate
-
- Smart Beta
-
No
- Leveraged / Inverse
-
N/A / No
- Dividend Quality - Yield
-
- 4.08 %
- Currency Hedged
-
No
- Portfolio Turnover
-
38 %
- Dividend Date
-
Why Invest in the SCHR ETF?
Potential Benefits
- Low expense ratio compared to many competing intermediate-term Treasury ETFs.
- Provides exposure to U.S. Treasury securities, which are considered among the safest fixed-income investments.
- Passive management strategy aims to closely track the index, reducing active management risks.
- Liquidity is high due to the underlying Treasury securities and the fund's structure.
- Diversification across a range of maturities (3-10 years) helps mitigate interest rate risk.
Potential Risks
- Interest rate risk: Rising interest rates can lead to a decline in the value of the fund's holdings.
- Inflation risk: Treasury securities may lose purchasing power if inflation outpaces yields.
- Lower yield potential compared to corporate or high-yield bonds.
- Limited upside compared to equity investments, as returns are primarily from interest payments.
- Market liquidity risk in extreme conditions, though Treasury markets are generally highly liquid.
RSI data unavailable or insufficient history.
Monthly Returns (%)
| Year |
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
| 2026 |
0.0%
|
+1.7%
|
-1.6%
|
-0.1%
|
-0.1%
|
+0.1%
|
-0.7%
|
+0.1%
|
-2.3%
|
+0.3%
|
-
|
-
|
| 2025 |
+0.5%
|
+2.0%
|
+0.5%
|
+1.3%
|
-0.8%
|
+1.2%
|
-0.5%
|
+1.6%
|
+0.3%
|
+0.5%
|
+0.8%
|
-0.3%
|
| 2024 |
+0.2%
|
-1.5%
|
+0.5%
|
-2.1%
|
+1.4%
|
+1.1%
|
+2.3%
|
+1.2%
|
+1.1%
|
-2.4%
|
+0.7%
|
-1.1%
|
| 2023 |
+2.3%
|
-2.4%
|
+3.1%
|
+0.7%
|
-1.0%
|
-1.2%
|
-0.1%
|
-0.2%
|
-1.7%
|
-0.8%
|
+3.1%
|
+2.7%
|
| 2022 |
-1.6%
|
-0.5%
|
-2.9%
|
-2.7%
|
+0.7%
|
-0.7%
|
+2.0%
|
-2.9%
|
-3.3%
|
-0.7%
|
+2.5%
|
-0.6%
|
| 2021 |
-0.4%
|
-1.4%
|
-1.2%
|
+0.6%
|
+0.4%
|
+0.1%
|
+1.2%
|
-0.3%
|
-1.0%
|
-0.8%
|
+0.5%
|
-0.4%
|
| 2020 |
+2.2%
|
+2.1%
|
+2.9%
|
+0.1%
|
+0.3%
|
+0.1%
|
+0.5%
|
-0.4%
|
+0.2%
|
-0.6%
|
+0.2%
|
0.0%
|
| 2019 |
+0.4%
|
-0.2%
|
+1.8%
|
-0.2%
|
+2.1%
|
+0.9%
|
0.0%
|
+2.5%
|
-0.8%
|
+0.3%
|
-0.4%
|
-0.3%
|
| 2018 |
-1.3%
|
-0.5%
|
+0.8%
|
-0.9%
|
+0.8%
|
+0.1%
|
-0.4%
|
+0.7%
|
-0.8%
|
0.0%
|
+0.9%
|
+2.1%
|
| 2017 |
+0.4%
|
+0.4%
|
0.0%
|
+0.9%
|
+0.5%
|
-0.3%
|
+0.4%
|
+0.9%
|
-0.9%
|
-0.1%
|
-0.4%
|
0.0%
|
< -5%
-5% to -2%
-2% to 0%
0%
0% to +2%
+2% to +5%
> +5%
Top Holdings (by weight)
| Symbol |
Company Name |
Weight |
No holdings data available.
Related ETFs: SCHR vs Peers
Comparison highlights key differences on cost, coverage, and focus within sector ETFs.
Investment Strategy
SCHR aims to track the Bloomberg U.S. Treasury 3-10 Year Index, which includes U.S. Treasury securities with remaining maturities between 3 and 10 years. The fund uses a passive management strategy, meaning it seeks to replicate the index's performance rather than actively selecting securities. The index is market-cap weighted, so securities with larger outstanding debt amounts have a greater influence on the fund's performance. SCHR primarily holds physical Treasury securities, avoiding derivatives or leverage. The fund is rebalanced periodically to align with the index's composition, ensuring consistent exposure to the target maturity range.
Frequently Asked Questions
What is the average maturity of SCHR's holdings?
SCHR holds U.S. Treasury securities with maturities between 3 and 10 years, with an average maturity typically around 5-7 years.
How does SCHR differ from short-term Treasury ETFs?
SCHR focuses on intermediate-term Treasuries (3-10 years), which generally offer higher yields than short-term Treasuries but are more sensitive to interest rate changes.
Is SCHR a good hedge against stock market volatility?
Yes, U.S. Treasuries like those held by SCHR are often considered a safe-haven asset during market downturns, as they tend to perform well when equities decline.
Does SCHR pay dividends?
Yes, SCHR pays monthly dividends derived from the interest payments on its Treasury holdings.
Industry Overview
The Schwab Intermediate-Term U.S. Treasury ETF (SCHR) is part of the fixed-income ETF category, specifically focusing on intermediate-term U.S. Treasury securities. Investing in Treasury ETFs like SCHR is often seen as a way to preserve capital while earning a modest yield, with the added benefit of lower credit risk compared to corporate bonds. The intermediate-term segment (3-10 years) offers a balance between the higher yields of long-term bonds and the lower interest rate sensitivity of short-term bonds. This makes SCHR a popular choice for investors seeking stability and income in their portfolios.
Alternative Comparison
Compared to its peers like IEF (iShares 7-10 Year Treasury Bond ETF) and VGIT (Vanguard Intermediate-Term Treasury ETF), SCHR stands out for its slightly lower expense ratio, making it one of the most cost-efficient options in the intermediate-term Treasury space. While IEF focuses on a narrower maturity range (7-10 years), SCHR offers broader exposure (3-10 years), which may provide slightly more diversification. VGIT is similar in strategy but comes from a different issuer, with Schwab often competing closely on cost. Unlike some actively managed Treasury funds, SCHR's passive approach ensures transparency and lower turnover.
Issuer Overview
Charles Schwab Investment Management, the issuer of SCHR, is a well-established asset management firm known for its low-cost ETFs and mutual funds. Schwab has a strong reputation for providing accessible and transparent investment products, particularly in the fixed-income and index-tracking space. The firm's commitment to low fees and investor-friendly products has made it a trusted name among both individual and institutional investors.
Conclusion
The Schwab Intermediate-Term U.S. Treasury ETF (SCHR) is a solid choice for investors seeking low-cost, diversified exposure to intermediate-term U.S. Treasury securities. Its passive management strategy, low expense ratio, and focus on safety make it an attractive option for conservative portfolios. While it carries typical fixed-income risks like interest rate sensitivity, its government backing and liquidity provide a level of security that is hard to match. SCHR is particularly well-suited for investors looking to balance yield and risk in the current interest rate environment.
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